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‘Moments’ is a closed social network between friends.
Wallet should appear in the third option (see picture on top) in your profile.
When entered, you can also add your foreign credit cards as a payment option.
For example, buying plane and rail tickets directly from We Chat offers you free travel insurance as well while it keeps you updated on the flight delays and changes to your gates.
I have to say I swear by the app and its excellent innovation designed around user experiences.
In January 2013, the number of users had reached 300 million.